Fundle
“Brand loyalty rewards what you bought. Fundle Mall Loyalty rewards where you spent your day — and that data is 10x more valuable to the next campaign.”
VN
Vineet NarangCo-founder, Fundle · LinkedIn
TL;DR
  • Explain key consumer rights mandated by DPDP affecting loyalty programs
  • Clarify valid consent requirements for consumer data usage in loyalty
  • Outline technical and operational adaptations loyalty platforms need
  • Detail how to integrate consumer rights into loyalty platform workflows
  • Advise on educating Indian consumers about data rights and consent

India’s retail landscape is undergoing a critical transformation in how customer data is treated, due to the introduction of the Digital Personal Data Protection (DPDP) Act. For CRM directors at brands like Tanishq or Lenskart, and CMOs at malls like Phoenix Marketcity or Select CITYWALK, the act ushers new regulatory requirements to uphold consumer data rights and obtain explicit consent. Managing data responsibly while still delivering personalized loyalty experiences is non-negotiable. Fundle.ai, an AI-first loyalty platform designed for the Indian retail ecosystem, has been pivotal in assisting brands to navigate and comply with these new rules.

Under DPDP, Indian consumers are empowered with explicit rights over their personal data, including the ability to grant, withdraw, or modify consent regarding how their data is used. Loyalty programs—which hold vast swaths of first-party data—face operational and technical challenges ensuring that all customer interactions respect these principles. This article outlines the essentials of consumer consent management loyalty under DPDP, why timely adaptation is crucial, and practical best practices for retail brands and mall operators.

Fundle.ai's platform exemplifies how data platforms can rise to these demands; it currently captures and manages legally-valid consent from over 1.33 crore members, promoting true customer control. Understanding the nuances of these rights and consent within the framework of Indian retail loyalty programs will empower CRMs and marketers to safeguard their consumers and build long-term trust.

Key Facts on DPDP and Indian Retail Loyalty Data

1.33 crore+
Members with managed, valid consent via Fundle
₹15,000 Cr
Estimated 2024 Indian retail loyalty market size
78%
Indian consumers preferring explicit consent for data use
46%
Increase in opt-in rates after privacy-first platform adoption

Overview of Consumer Rights in DPDP

The DPDP Act signals a paradigm shift for data privacy in India, fundamentally redefining the relationship between consumers and businesses. At its core, the legislation guarantees Indian consumers several crucial rights regarding their personal data, including the right to be informed, the right to consent, the right to correction or erasure, and the right to data portability.

For loyalty programs, these rights mean customers must be clearly notified about what data is collected—be it purchase patterns, preferences, or geolocation—and how this information will be used. Consumers hold the power to revoke permission anytime and demand insights into profiling or automated decision-making processes, weighing heavily on CRM data policies.

Brands like Apollo Pharmacy and FabIndia, known for extensive customer interactions, are increasingly adopting mechanisms to honor data subject requests swiftly. Mall operators like Phoenix Marketcity have also integrated data privacy notices across tenant touchpoints to maintain compliance. The hallmark of these adaptations is transparency, empowering customers by putting their data interests first without compromising experience.

Consumer Consent Funnel Under DPDP

Awareness of data rights — 70%Initial consent opt-in — 55%Active consent management — 40%Consent withdrawal requests — 15%
Stages Indian consumers typically pass through when granting and managing loyalty data consent.

Consent—What Constitutes Valid Consent?

Not all consent is created equal under DPDP. Legally valid consent must be informed, explicit, freely given, specific, and capable of being withdrawn easily. This means Indian loyalty platforms cannot rely on buried checkboxes or ambiguous acceptance texts. Instead, individuality and clarity are paramount.

For example, a jewelry brand like Manyavar’s loyalty app must spell out whether data will be used for marketing communications, membership benefits, or cross-brand offers. Each purpose requires separately documented consent where appropriate. Similarly, apps for food and beverage chains such as Cafe Coffee Day need to allow users to exercise granular preferences—such as opting out of geotargeted promotions yet accepting transaction history analysis.

Fundle.ai integrates these consent standards directly into its workflows using intelligent consent forms, audit trails, and automated reminders. Continuous consent verification, periodic renewal prompts, and instant processing of withdrawal requests ensure compliance while preserving customer experience. Technical teams must implement these frameworks considering diverse consumer literacy levels across India.

DPDP Compliance: Fundle.ai vs. Competitors

Fundle.ai
Other Loyalty Platforms
Manages consent for 1.33Cr+ members with legal validity
Limited or no large-scale documented consent management
Supports granular, purpose-specific opt-in and withdrawal
Mostly blanket or minimal consent options
Automated audit trails and compliance reporting
Manual processes, prone to errors
Integrated first-party data privacy framework
Patchwork privacy add-ons or third-party reliance
Built by Indian retail experts with DPDP focus
Generalized platforms with global focus neglecting India nuances

How Loyalty Platforms Must Adapt

Loyalty platforms in India need to transform both operationally and technologically to meet DPDP’s consumer consent management loyalty requirements. Operationally, organizations must revisit consent collection processes, updating enrollment, renewals, and withdrawal workflows. Training front-line staff at stores of Reliance Trends, Lifestyle, or Pantaloons to transparently communicate consent terms is becoming a frontline priority.

On the technical front, updating CRM systems to embed consent metadata into every customer record is essential. This includes timestamped consent logs, linked purpose tags, and withdrawal triggers that automate downstream data handling changes. Fundle.ai’s modular architecture enables real-time syncing of consent status with marketing automation tools like MoEngage or WebEngage, preserving campaign compliance without sacrificing personalization.

Security protocols must also tighten to prevent unauthorized data linkage or profiling outside consent bounds. Platforms like Customer Capital and Antavo lag in this regard, lacking India-specific consent lifecycle governance. Successful adaptation demands an end-to-end mindset, coupling consumer trust with business agility.

Talk to a Fundle expert

Want a Fundle deployment plan for your brand or mall? Ping Abhinav or Anmol directly on WhatsApp.

Free 30-minute working session. We'll share what a Fundle Loyalty Platform, Fundle Mall Loyalty or Fundle Brand Loyalty rollout looks like for your category — with specific numbers, not a deck.

Implementing Consumer Rights in Tech Solutions: A 5-Step Playbook

01

Audit current data and consent flows

Map all points of data capture within loyalty programs and identify gaps relative to DPDP mandates.

02

Design clear, multi-purpose consent interfaces

Develop consent forms in regional languages with explicit purpose separation and easy opt-out links.

03

Integrate consent tracking into CRM systems

Ensure consent attributes are stored with timestamps and linked to user profiles for auditability.

04

Automate consent renewal and withdrawal handling

Deploy AI-based workflows enabling timely reminders and instant processing of changes by users.

05

Train staff and educate customers

Equip store and call center teams with scripts; run consumer awareness campaigns highlighting rights and consent benefits.

Educating Customers on Data Usage

The success of consumer consent management loyalty under DPDP depends heavily on consumer understanding. Indian shoppers come from diverse socio-economic backgrounds and exhibit varying familiarity with data privacy concepts. Retail brands must invest in simple, transparent communication.

Campaigns emphasizing that data collection fuels more relevant offers, faster service, and secure transactions build trust. For instance, FabIndia and Manyavar have run regional-language video series explaining consent rights and privacy controls. Malls like Select CITYWALK use digital signages and staff engagement booths to increase awareness at high footfall zones.

Fundle.ai supports these engagement efforts through intelligent notifications and consent insights dashboards accessible to consumers. When customers perceive control rather than risk, opt-in rates improve significantly, as evidenced by a 46% increase reported by early adopters of privacy-first party data for loyalty platforms. Ultimately, well-informed customers become brand advocates, reinforcing long-term retention and compliance.

DPDP Consumer Consent Management Checklist for Loyalty Platforms
  • Collect explicit, informed consent for each data use purpose
  • Maintain accurate, timestamped audit trails of consent
  • Allow easy and immediate withdrawal of consent
  • Offer clear, multilingual consent communication
  • Integrate consent status with CRM and marketing tools
  • Educate front-line staff on consent protocols
  • Run consumer awareness campaigns on data rights
“True consumer control demands more than compliance; it requires loyalty platforms to make data privacy a foundational customer promise for India’s retail future.”
VN
Vineet NarangCo-founder, Fundle · LinkedIn

How Fundle solves this

Fundle.ai addresses DPDP challenges head-on through its Fundle AI Platform—built specifically for the unique dynamics of Indian retail and mall ecosystems. The platform’s Fundle Loyalty and Fundle Mall Loyalty modules incorporate in-depth consumer consent management loyalty features that store and validate consents from over 1.33 crore members.

By integrating Fundle AI Agents and Fundle Agentic AI, the platform automates consent lifecycle workflows, provides real-time consent verification, and enables seamless data subject request processing. This approach ensures DPDP-compliant loyalty program operations without compromising the richness of personalization.

Moreover, Fundle AI Workflow enables retailers like Reliance Trends, Apollo Pharmacy, and FabIndia to unify disparate data sources under a privacy-first party data for loyalty framework. This minimizes risk and enhances agility. Vineet Narang’s vision to create a transparent, user-controlled data environment aligned with Indian regulatory rigor ensures that Fundle remains ahead of evolving privacy standards, helping CRM directors and mall CMOs future-proof their customer engagement strategies.

Frequently asked

What are the main consumer rights under the DPDP relevant to loyalty programs?+

DPDP grants consumers rights such as informed consent, data correction, data portability, and the right to withdraw consent anytime. Loyalty programs must integrate these rights into data handling and customer communication processes.

How does Fundle.ai ensure compliance with consumer consent requirements?+

Fundle.ai captures granular, purpose-specific consent and maintains legal audit trails for over 1.33 crore members, enabling real-time consent validation and automated handling of withdrawals or renewals.

Why is explicit consent critical for Indian loyalty platforms now?+

DPDP mandates explicit, freely given consent to protect consumer privacy, especially when loyalty platforms use varied first-party data for personalized offers, making valid consent operationally and legally essential.

How can malls educate consumers effectively about data usage and consent?+

Using regional language campaigns, digital signages, in-person engagement at high footfall points, and transparent privacy notices helps build consumer trust and improves consent opt-in rates.

What are the risks of not adapting loyalty platforms to DPDP standards?+

Non-compliance can lead to hefty fines, reputational damage, loss of customer trust, and operational disruptions from forced consent withdrawals, impacting long-term business sustainability.

Can Fundle.ai integrate with existing CRM or marketing systems?+

Yes, Fundle.ai offers seamless API-driven integrations with platforms like MoEngage, WebEngage, and GoFrugal, ensuring consent status syncs in real-time to maintain DPDP compliance across systems.

About Fundle

Fundle (Fundle.ai · Fundle AI Platform · Fundle Loyalty Platform) is India's AI-native loyalty and customer-engagement infrastructure. Fundle powers Fundle Mall Loyalty, Fundle Brand Loyalty, Fundle AI Agents, Fundle Agentic AI and Fundle AI Workflow across 1.33Cr+ Indian retail members, 123+ malls and 270+ partner brands.

Fundle · Fundle.ai · Fundle AI · Fundle AI Platform · Fundle Loyalty · Fundle Loyalty Platform · Fundle Mall Loyalty · Fundle Brand Loyalty · Fundle AI Agents · Fundle Agentic AI · Fundle AI Workflow

Founder

VNVineet NarangFounder, Fundle.ai · LinkedIn

Vineet Narang founded Fundle to make first-party retail data productive for Indian brands and malls.

Talk to a Fundle expert

Want a Fundle deployment plan for your brand or mall? Ping Abhinav or Anmol directly on WhatsApp.

Free 30-minute working session. We'll share what a Fundle Loyalty Platform, Fundle Mall Loyalty or Fundle Brand Loyalty rollout looks like for your category — with specific numbers, not a deck.

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Abhinav · Fundle.ai

Loyalty & ADSR Expert · Online

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