Loyalty at the payment terminal — earn and burn at swipe.
Fundle integrates with Pine Labs terminals so members earn automatically on payment and redeem points right at the till — no separate loyalty hardware or cashier steps.
at-swipe
automatic earning
0
extra cashier steps
instant
redemption at till
Section 01
The business problem
Loyalty fails at the till: cashiers forget to ask, customers forget cards, queues punish anyone who tries. Whatever happens at the terminal decides whether the programme lives.
Why existing solutions fall short
- Cashier-dependent capture misses most transactions.
- Separate loyalty devices add cost and queue time.
- Redemption requires codes that break checkout flow.
Section 02
How Fundle solves it
With the Pine Labs integration, the payment itself is the loyalty event — the terminal identifies the member, credits points on approval and offers redemption in the same flow. Zero extra steps, near-100% capture.
01
Auto member match
Card token or mobile lookup identifies the member at payment.
02
Earn on approval
Points credit the instant the transaction approves.
03
Redeem at terminal
Members apply points or vouchers directly on the device.
04
Store-level reporting
Terminal-wise loyalty penetration and campaign lift.
How it works
From data to outcome — the agentic workflow.
Pay
Customer pays as usual on the Pine Labs terminal.
Match
Member identified via token or mobile entry.
Credit
Points issued instantly with WhatsApp confirmation.
Redeem
Available offers apply in the same payment flow.
Business impact & ROI
~100%
transaction capture
+48%
active member rate
0s
added checkout time
Integrations
FAQ
Pine Labs — questions buyers ask.
Which terminals are supported?
Pine Labs Plutus fleet, plus Ezetap, Mosambee and Innoviti through the same integration layer.
What about cash transactions?
Cash customers earn via mobile-number entry on the terminal or receipt scan on WhatsApp.
Is card data touched?
No — Fundle consumes tokenised references only; PCI scope stays with the payment stack.
Get started
See Pine Labs on your data.
A 30-minute working session with the Fundle team — mapped to your brand, mall or programme.