Payment & Wallets

Payments meet loyalty intelligence

Every transaction is a data point. Fundle One unifies digital wallets, store credits, gift cards, and QR payments with loyalty — creating a closed-loop system where every payment enriches your customer intelligence.

Closed-loop data PCI DSS compliant Real-time settlement

Payment Capabilities

From digital wallets to gift cards — payment infrastructure that generates loyalty intelligence

Digital Wallets

Branded digital wallets for store credits, cashback, and gift cards. Customers carry their rewards in their phone, always accessible.

Unified Checkout

One payment flow across all loyalty touchpoints — points redemption, wallet balance, store credits, and card payment in a single transaction.

QR-Based Payments

Scan-to-pay with integrated loyalty. Every QR transaction earns and burns points automatically. No separate loyalty step at checkout.

Store Credits & Refunds

Issue store credits instead of cash refunds. Track outstanding credit liability. Automatic expiry and reminder communications.

Gift Cards (Physical + Digital)

Branded gift card infrastructure. Physical cards for retail, digital for e-gifting. Balance management, reloads, and transfer.

Closed-Loop Data

Every payment generates a data point. Connect purchase behaviour to loyalty profiles. Build the richest first-party dataset in retail.

PCI DSS Compliant

Enterprise-grade payment security. Tokenised card storage, encrypted transactions, fraud detection. Bank-level compliance.

Revenue Analytics

Track wallet usage, gift card redemption, credit utilisation. Forecast outstanding liabilities. Understand payment behaviour patterns.

Instant Settlement

Real-time settlement for retailers. No T+3 delays on loyalty-linked transactions. Transparent fee structure, no hidden charges.

Ready to unify payments and loyalty?

Turn every transaction into customer intelligence. Closed-loop data that powers smarter loyalty.